The All-in-One Financing Platform that
helps you close more sales.
When you utilize Capital Compass powered by Comfort Connect, you’re getting more
than just a great financing option, you’re getting access to a complete, contractor-first
Point-of-Sale (POS) platform built to help you close more jobs and serve more
customers across the credit spectrum.
WHAT YOU CAN DO
Close More Sales. Serve More Customers.
Build Long-Term Value.
With our platform, one application connects your customers
to multiple financing paths, from traditional loans to
lease-to-own and the Premier Program®.
~85%+ APPROVAL RATES
NO COUNTER/PARTIAL OFFERS
INSTANT DECISIONS
SOFT CREDIT CHECK
RECURRING REVENUE
CUSTOMER LOYALTY
Every Customer’s Situation Is Different.
Here’s how our platform helps you meet more people where they are:
Loans
Our loan options let you finance both replacements and repairs, with fast approvals, simple terms, and deep credit coverage.
- 1st, 2nd and 3rd look options
- Fast credit decisions (95% instant)
- Transparent terms and high approval rates
- Supports system repairs or replacements
The Premier Program
Offer your customers new, energy-efficient equipment with no large upfront cost and no maintenance, repair, and consumable worries. The Premier Program is built for long-term peace of mind and provides predictable recurring revenue and customer loyalty.
- Predictable, recurring revenue
- Increase close rates and avg ticket value
- Secure customers for 10+ years
- Available for HVAC, water systems and stand-by generators
Lease-to-Own
This is your backup plan that doesn’t feel like one. For customers who don’t qualify for a loan, lease-to-own offers a second chance.
- Low to no credit options available
- Flexible end-of-term options
- Helps you save the sale
What is the
Premier Program?
The Premier Program® is an all-inclusive, worry-free Home-Comfort-as-a-Service revenue model,
designed to help homeowners enjoy reliable heating, cooling, and comfort systems
without the stress of operational ownership, large upfront costs, or surprise repairs.
Loans That Approve More Customers
With one application, your customers can find approval across three tiers of loan options:
1st Look:
Prime Credit
- Fast approvals
- Popular Plans: No Interest/No Payment, Equal Pay, Fixed Rates & more
- Long-term loans for up to $75k
- No partial approvals or counteroffers up to $25k
2nd Look:
Mid-Tier Credit
- Fast approvals
- Expanded approvals up to $15k
- No partial approvals or counteroffers up to $15k
3rd Look:
Deep Subprime
- Low credit options, as low as a 550 FICO score
- Challenged credit options
We boldly say – if we can’t get your customer approved,
it’s likely no other financing partner will be able to!
Business Benefits
Recurring revenue
Higher average tickets
Upsell opportunities
Quarterly revenue share
Customer retention built in
Support & Training
Onboarding, ride-alongs, live U.S.-based support
Covered repairs (parts & labor)
Premier Program Academy & Sales Enablement
Marketing resources to help you grow
Lease-to-Own | Designed for
Customers With Lower Credit
More approvals, less friction.
Payment options for low to no credit homeowners who need more assistance.
Accessible monthly payments.
Homeowners can choose repayment options, such as monthly or bi-monthly payment plans.
Path to ownership.
Customers gain full ownership at the end of the term, plus early purchase options available.
