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Loan Financing for HVAC,
Plumbing & Stand-by Generators

Better Loan Programs, ~90% Approval Ratings

When homeowners have concerns about the price of a new HVAC, plumbing,
or stand-by generator system, our loans can help you close the sale.

1st, 2nd and 3rd look loans available to service a wide range of credit profiles.

~95% instant credit decisions keep jobs moving at the kitchen table.

Soft credit pulls mean no hit to your customer’s score during pre-qualification.

Multi-offer process presents homeowners with options they can choose from, helping close more sales.

Closed-loop financing ensures funds are only spent with you, never lost to another purchase.

Better Loan Programs, ~90% Approval Ratings

When homeowners have concerns about the price of a new HVAC, plumbing,
or stand-by generator system, our loans can help you close the sale.

Things to know about:

1st, 2nd and 3rd look loans available to service a wide range of credit profiles.

~95% instant credit decisions keep jobs moving at the kitchen table.

Soft credit pulls mean no hit to your customer’s score during pre-qualification.

Multi-offer process presents homeowners with options they can choose from, boosting close rates.

Closed-loop financing ensures funds are only spent with you, never lost to another purchase.

One Application Powers Approvals

With one application, your customers have more opportunity to qualify:

1st Look:
Prime Credit

Fast approvals, popular plans (No Interest/No Payment, Equal Pay, Fixed Rates), longer term loans for up to $75k, no partial approvals or counteroffers up to $25k

2nd Look:
Mid-Tier Credit

Expanded approvals up to $15k for customers who don’t meet prime standards.

3rd Look:
Deep Subprime

Plans available to low credit, down to a 550 FICO score, giving customers a fair second chance.

Business Benefits

Recurring revenue

Higher average tickets

Upsell opportunities

Quarterly revenue share

Customer retention built in

Support & Training

Onboarding, ride-alongs, live U.S.-based support

Covered repairs (parts & labor)

Premier Program Academy & Sales Enablement

Marketing resources to help you grow

Loans Built to Support Sales Teams

Higher close rates with multi-offer flexibility

Expanded approvals through 1st, 2nd, and 3rd looks

Buys down deep into subprime

No or low dealer fees on many plans

Always Have a Backup Plan

The most successful contractors right now are focused on
creating deeper customer experiences with their customers.
With Comfort Connect, you’re never out of options:

Premier Program®

All-inclusive Home Comfort-as-a-Service with
no large upfront cost and everything included.
(1st and 2nd looks for more approvals)

Learn more

Lease-to-Own

Flexible options for customers with
low to no credit struggling to get
approvals on new system upgrades.

Learn more

Ready to Start Getting More Approvals?