888-342-7005

Get Started Login

HVAC Financing for
All Customers

HVAC Financing for
All Customers

Financing Options That Help Customers Get Approved

With a ~90% approval rating across the entire platform, you’ve got
options to getting your customer upgraded or repaired today.

The Premier Program® | Home Comfort-as-a-Service

The Premier Program goes beyond financing, it transforms your business into Home Comfort-as-a-Service.

Homeowners get:

A brand-new, high-efficiency HVAC system

Professional installation

Inclusive maintenance, repairs, and consumables

Priority service when they need it most

One predictable monthly payment

Freedom from surprise repair bills

For many families, this means they can finally say yes to building their ideal comfort environment:

Cleaner air to help with allergies

Protection for immunocompromised loved ones

Lower energy bills

Luxurious air quality that simply feels better every day

Contractor benefits:

Boost close rates by 5–10%

Increase upgrades and higher-end system sales

Strengthen loyalty with customers

Reduced marketing spend to regain previous customers

Guarantees work during slow seasons

Installment Loans:
Flexible Programs & High Approval Rates

For customers who want manageable payments, and to maintain their systems own their own, as well as pay for repairs as they come up:

  • Fixed monthly payments
  • No large upfront costs
  • No counteroffers or partial approvals
  • Terms that fit a variety of budgets
  • Quick approvals

Lease-to-Own (LTO):
Approvals for More Customers

For customers with challenged credit or who just want flexibility:

  • Fast approvals
  • Affordable monthly payments
  • Early purchase discounts
  • Ownership at the end of the lease

HVAC Financing That
Closes More Sales

Replacing an HVAC system is often an urgent, expensive decision.
Homeowners want comfort, but cost and fear of replacements
or repairs push many toward the cheapest option or lead
them to delay altogether.

With Comfort Connect, you can change that conversation.


By offering payment options on every quote, you help customers:

Choose the system they want, not just what they can afford upfront

Say yes to IAQ upgrades that improve health and quality of life

Enjoy peace of mind with maintenance and repairs included under the Premier Program®

HVAC Financing That
Closes More Sales

Replacing an HVAC system is often an urgent, expensive decision.
Homeowners want comfort, but cost and fear of replacements
or repairs push many toward the cheapest option or lead
them to delay altogether.

With Comfort Connect, you can change that conversation.


By offering payment options on every quote, you help customers:

Choose the system they want, not just what they can afford upfront

Say yes to IAQ upgrades that improve health and quality of life

Enjoy peace of mind with maintenance and repairs included under the Premier Program®


And for your business, it means:

Close rates that improve by 5–10%

Average ticket values that rise 10–20%

Fewer discounts and lost deals

Long-term loyalty through service-driven relationships


Why Contractors Choose Comfort Connect

All-in-one platform

One app, three financing options

More approvals

~90%+ approval rates across the platform

Bigger tickets

IAQ, ductwork, and multi-system installs made affordable

Compliance ready

Financing tools and marketing support built to meet industry standards

HVAC Systems, Repairs & Upgrades We Support

aircondition

Air Conditioners

Central cooling systems for reliable comfort

Furnaces

Furnaces

High-efficiency heating for every home

Heat Pumps

Heat Pumps

Energy-smart, year-round comfort solutions

Ductless Mini-Splits

Ductless Mini-Splits

Flexible options for zoning and additions

Indoor Air Quality (IAQ)

Indoor Air Quality (IAQ)

Advanced filtration, purifiers, humidifiers, dehumidifiers

Ductwork

Ductwork

Clean, efficient airflow for the whole home

We Work With Every Major Brand

We support all major HVAC brands, so you can keep selling the products you already trust.

Examples include:

Lennox

Carrier

Rheem

York

Trane

Goodman

Quick FAQs

Can IAQ upgrades be included in financing?

Yes. IAQ products, ductwork, and even multiple systems can all be bundled into one affordable monthly payment.

Do customers need strong credit to qualify?

No. Between the Premier Program®, loans, and Lease-to-Own, there’s a solution for nearly every profile.

How fast are approvals?

~95% of applications are approved instantly, so you can close sales on the spot.

What happens when repairs are needed?

Under the Premier Program®, all maintenance and repairs are included and performed by the Authorized Dealer who signed them up. If they are making payments via loans or LTO, they can contact any local contractor to service their system and issue.

For Homeowners

Discover how the Premier Program® makes HVAC and IAQ upgrades worry-free.

For Property Managers/Owners

Learn about HVAC solutions designed for multi-family and rental properties.

Ready to sell more HVAC systems and the
upgrades your customers really want?