HVAC · Plumbing · Generators

The All-in-One Financing Platform Built for HVAC, Plumbing & Electrical

Give your customers more financing paths through one application. Comfort Connect helps your team present payment options at the kitchen table through one application that serves prime to no credit solutions.

One application. More Options. Access 1st, 2nd and 3rd look loans, lease-to-own, and Home Comfort-as-a-Service.
Serve more credit profiles. Our waterfall process helps homeowners find a payment path — from prime borrowers to 550 FICO.
Finance repairs and replacements. Offer financing for the work homeowners actually need, all in one platform.

Schedule a demo

Take your first step toward closing more deals, boosting average tickets, and building long-term customer relationships.

Why contractors choose our payment solutions

Whether you have one financing partner or five, the question is the same: what happens in the next 30 seconds after the first decline?

One application, more than one path

One homeowner application unlocks multiple paths forward — starting with the Premier Program®, then 1st, 2nd, and 3rd look loans, followed by lease-to-own options without re-entry.

An approval that covers the job

An approval only helps if it covers the work the homeowner actually needs. No partial approvals. No counteroffers. Just a clear answer on 1st look loans under $25K and 2nd look loans under $15K.

Repairs get payment options too

Not every service call ends in a replacement. When a repair is expensive and the budget is tight, your technician can offer a payment option on the spot instead of leaving with a declined estimate.

At the kitchen table

Prequalify, apply, approve and sign in the same visit

A soft credit pull starts the conversation with no impact to the homeowner’s score. The application prefills from a driver’s license scan, decisions come back in seconds, and approved offers appear side by side with the monthly payment and term spelled out. Your sales rep collects the eSignature and first payment before leaving the home.

Because the platform reads eligibility in real time, the homeowner is only shown payments they can actually get — no walking back an offer ten minutes later.

Comfort Connect application, offer selection step: two approved fixed-rate offers with APR, term and monthly payment shown side by side
Illustrative platform view. Offer amounts, rates and terms are examples only.
Beyond the loans

Loans aren’t the only way to finance home comfort

The same application also opens the door to the Premier Program®, our all-inclusive Home Comfort-as-a-Service offering. New high efficiency equipment, professional installation, maintenance, consumables and covered repairs roll into one predictable monthly payment for the homeowner — and a recurring revenue relationship for your business that lasts well past the install date. It is a different way to answer the same question at the kitchen table, and it is available only through Comfort Connect.

Premier Program® explainer video.

See the financing options your team could be offering

Take a short walkthrough of the platform. See available rates, fees, how it works and how your sales reps would use it in the home. No pressure, just a look at how it fits.